William J. Warfel

William J. Warfel, Ph.D., CPCU, CLU, is professor of insurance and risk management at Indiana State University. He is a frequent contributor to Risk Management and has been retained as an expert witness in more than 50 cases. His specialty includes breach of contract, bad faith and agent/broker liability issues.

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Avoiding the Pitfalls of Certificates of Insurance

June 1, 2010

Shifting the responsibility to procure insurance coverage to a business partner is a useful strategy for reducing insurance costs, but it is not without risk. Relying solely on certificates of insurance could create unexpected coverage gaps.