Fine Print

Insurance Considerations for Shooting Incidents

Insurance Considerations for Shooting Incidents

Active shooter coverage can protect businesses from the financial impact of a tragedy.

 
The Implications of Silent Cyber Coverage Restrictions

The Implications of Silent Cyber Coverage Restrictions

As insurers begin to address silent cyber issues, policyholders will need to be vigilant to ensure they still have the appropriate levels of coverage

 
Standard Insurance Policy Coverage for Sexual Abuse, Harassment and Assault Claims

Standard Insurance Policy Coverage for Sexual Abuse, Harassment and Assault Claims

Organizations faced with sexual harassment and assault claims should understand that there are many types of standard form insurance policies that can provide coverage.

 
Securing Coverage for Product Recalls

Securing Coverage for Product Recalls

Recent litigation underscores the importance of reviewing the fine print in recall coverage.

 
The Risk of Overlooking Additional Insured Coverage

The Risk of Overlooking Additional Insured Coverage

Additional insured coverage can be an effective way to strategically manage risk, but failing to closely analyze these provisions can be costly.

 
Risk Transfer Considerations in the Wake of a Construction Accident

Risk Transfer Considerations in the Wake of a Construction Accident

Those involved in construction should plan carefully not only how to minimize the risks of accidents but how to maximize their insurance and indemnification recoveries should an accident happen.

 
War Risk Exclusions Threaten Cyber Coverage

War Risk Exclusions Threaten Cyber Coverage

A recent dispute highlights how nation-state cyberattacks can complicate insurance coverage.

 
Courts Address All Sums Coverage Allocation Debate

Courts Address All Sums Coverage Allocation Debate

Recent court rulings have affirmed the applicability of “all sums” coverage allocation in long-tail claims cases.

 
Recent Developments in Bad Faith Claims

Recent Developments in Bad Faith Claims

Three recent rulings establish that policyholders in a significant number of states have potential recourse when insurance companies act badly.

 
Finding Coverage for GDPR Liabilities

Finding Coverage for GDPR Liabilities

Companies need to consider the application of liability insurance to cover certain losses and liabilities related to the EU’s GDPR.

 
Turning to Crime Insurance Policies for Phishing Losses

Turning to Crime Insurance Policies for Phishing Losses

When a loss from a phishing attack occurs, employers should promptly consider all of their insurance coverage, including their crime insurance policies.

 
Understanding the Risk of “Immutable” Blockchain Applications

Understanding the Risk of “Immutable” Blockchain Applications

Blockchain has some powerful advantages, but a database that cannot be edited and software that cannot be turned off present unique and potentially troubling risks. 

 
Risk Transfer Considerations for Public Projects

Risk Transfer Considerations for Public Projects

Risk managers embarking on public projects should carefully analyze their risk transfer program to ensure that they are not disappointed in the event of a loss.

 
Property Insurance Allocation When Storms Strike Back-to-Back

Property Insurance Allocation When Storms Strike Back-to-Back

The allocation of multiple occurrences of property damage and business interruption losses is necessary to maximize insurance recovery, rebuild damaged property and resume a policyholder’s business operations.

 
A Pandora’s Box of Cyberrisks

A Pandora’s Box of Cyberrisks

While 21st century innovations have brought about great advancements in communication and real-time business decision-making, this cutting-edge tech has also created new opportunities for theft.