Fine Print

D&O Insurance for Data Breaches

D&O Insurance for Data Breaches

As data breaches grow large enough to savage a company’s bottom line, management liability insurance and senior level governance cannot be overlooked

 
Dodging the “Direct Loss” Bullet

Dodging the “Direct Loss” Bullet

Courts have found the definition of a direct loss to be broader than what some insurers would believe.

 
Coverage Quelled by Extreme Exhaustion Arguments

Coverage Quelled by Extreme Exhaustion Arguments

D&O insurance policyholders must make sure that excess policies do not include unduly restrictive exhaustion clauses that can negate coverage.

 
Getting the Most Out of Product Recall Insurance

Getting the Most Out of Product Recall Insurance

Policyholders need to be aware of all the nuances of product recall insurance in order to ensure that their claim will be paid.

 
Dramatic Changes on the Horizon for CGL Coverage Law

Dramatic Changes on the Horizon for CGL Coverage Law

Recent changes in national case law suggest that a major shift is under way for CGL coverage of property damage to an insured contractor’s own work.

 
Effectively Managing Social Media Risks

Effectively Managing Social Media Risks

Whether your business aggressively uses social media to reach potential or existing customers, or simply maintains a minimal presence, these platforms can trigger a wide variety of risks to your organization.

 
Giving Notice: New ACORD Changes for Certificates of Insurance

Giving Notice: New ACORD Changes for Certificates of Insurance

New ACORD changes mean that an additional insureds who relied on certificates of insurance are no longer guaranteed to receive notice of cancellation.

 
Staying Covered in Wind v. Flood Property Insurance Disputes

Staying Covered in Wind v. Flood Property Insurance Disputes

With some insurance policies, the distinction between wind v. flood and the timing of resulting damage can be crucial in successfully obtaining insurance dollars to offset losses when the worst happens.

 
The Hidden Value of Historic Insurance Coverage

The Hidden Value of Historic Insurance Coverage

Before a proposed merger or acquisition, companies must consider all historic coverage implications.

 
Overcoming Obstacles to Recovering Settlement Costs from Insurers

Overcoming Obstacles to Recovering Settlement Costs from Insurers

Insurance companies are slow to pay out for settlement costs — if they agree to pay at all. Here are some ways to improve the odds.

 
Preventing Insurers from Wrongfully Denying Storm-Related Claims

Preventing Insurers from Wrongfully Denying Storm-Related Claims

Insurers may delay claims, but policyholders and states are helping ensure that rightful claims get paid quickly after a disaster.

 
How to Protect Data in the Cloud

How to Protect Data in the Cloud

Cloud computing offers major benefits but also presents new challenges to data security.

 
Challenging Unfavorable Arbitration Clauses

Challenging Unfavorable Arbitration Clauses

A recent New York court decision highlights how policyholders can challenge unfavorable arbitration clauses in workers comp and other insurance policies.

 
Property Insurance and Disaster Recovery After Sandy

Property Insurance and Disaster Recovery After Sandy

As the devastation wrought by Superstorm Sandy brought home, natural disasters can imperil even the most rock-solid businesses.

 
All Sums, All Policies for Long-Tail Claims

All Sums, All Policies for Long-Tail Claims

A recent California Supreme Court decision clarifies the full extent to which policyholders facing long-tail environmental claims can tap into their historic policies to help pay for those costs.