Fine Print

War Risk Exclusions Threaten Cyber Coverage

War Risk Exclusions Threaten Cyber Coverage

A recent dispute highlights how nation-state cyberattacks can complicate insurance coverage.

 
Courts Address All Sums Coverage Allocation Debate

Courts Address All Sums Coverage Allocation Debate

Recent court rulings have affirmed the applicability of “all sums” coverage allocation in long-tail claims cases.

 
Recent Developments in Bad Faith Claims

Recent Developments in Bad Faith Claims

Three recent rulings establish that policyholders in a significant number of states have potential recourse when insurance companies act badly.

 
Finding Coverage for GDPR Liabilities

Finding Coverage for GDPR Liabilities

Companies need to consider the application of liability insurance to cover certain losses and liabilities related to the EU’s GDPR.

 
Turning to Crime Insurance Policies for Phishing Losses

Turning to Crime Insurance Policies for Phishing Losses

When a loss from a phishing attack occurs, employers should promptly consider all of their insurance coverage, including their crime insurance policies.

 
Understanding the Risk of “Immutable” Blockchain Applications

Understanding the Risk of “Immutable” Blockchain Applications

Blockchain has some powerful advantages, but a database that cannot be edited and software that cannot be turned off present unique and potentially troubling risks. 

 
Risk Transfer Considerations for Public Projects

Risk Transfer Considerations for Public Projects

Risk managers embarking on public projects should carefully analyze their risk transfer program to ensure that they are not disappointed in the event of a loss.

 
Property Insurance Allocation When Storms Strike Back-to-Back

Property Insurance Allocation When Storms Strike Back-to-Back

The allocation of multiple occurrences of property damage and business interruption losses is necessary to maximize insurance recovery, rebuild damaged property and resume a policyholder’s business operations.

 
A Pandora’s Box of Cyberrisks

A Pandora’s Box of Cyberrisks

While 21st century innovations have brought about great advancements in communication and real-time business decision-making, this cutting-edge tech has also created new opportunities for theft. 

 
Employment Practices Liability Insurance and the #MeToo Movement

Employment Practices Liability Insurance and the #MeToo Movement

Although there are many hurdles to securing coverage for sexual harassment and other employee claims, insurance policies are a critical source for financial support in such cases.

 
Getting a Handle on Handheld Risks

Getting a Handle on Handheld Risks

The explosion of mobile and social media risks has had significant implications for insurance coverage.

 
Insuring Marine Cargo Against Fraudulent Documentation

Insuring Marine Cargo Against Fraudulent Documentation

Commercial shipping faces a new and daunting set of technological exposures, including the computer-enabled falsification of shipping documents

 
A Guide to Transaction Liability Insurance

A Guide to Transaction Liability Insurance

Buyers purchase R&W insurance to limit the seller’s liability for potential breaches of the representations and warranties in a securities purchase agreement.

 
The Environmental Impact of Hurricanes

The Environmental Impact of Hurricanes

Managing the risks associated with severe weather events, including the immediate and latent pollution unleashed by natural disasters, is a huge challenge.

 
Understanding Post-Storm Business Interruption Coverage

Understanding Post-Storm Business Interruption Coverage

Businesses suffering from supply chain disruptions after this season’s storms should look to their property insurance policies for contingent business interruption coverage.