Insurance

Overcoming Obstacles to Recovering Settlement Costs from Insurers

Overcoming Obstacles to Recovering Settlement Costs from Insurers

Insurance companies are slow to pay out for settlement costs — if they agree to pay at all. Here are some ways to improve the odds.

 
The Insurance Industry’s Rising Reputation

The Insurance Industry’s Rising Reputation

Insurance has a crummy reputation — but it may be improving.

 
Being an Open Book

Being an Open Book

The rise of claims-made policies and prior-knowledge exclusions encourages companies to disclose potential problems to insurers.

 
Underinsured Nations Are Exposed to Disasters

Underinsured Nations Are Exposed to Disasters

China heads a list of countries that are underinsured by an estimated $168 billion a year.

 
The Case for Insurance Regulation Reform

The Case for Insurance Regulation Reform

A new book from the Independent Institute examines the state vs. federal regulatory debate and makes a convincing case for reform

 
The Rise of Microinsurance

The Rise of Microinsurance

Microinsurance has grown exponentially in recent years as insurers find ways to serve the poorest populations.

 
How to Protect Data in the Cloud

How to Protect Data in the Cloud

Cloud computing offers major benefits but also presents new challenges to data security.

 
Navigating Uncharted Waters: The Property/Casualty Market in 2013

Navigating Uncharted Waters: The Property/Casualty Market in 2013

Insurance prices are going up in 2013, but underlying market forces will prevent a shift to a traditional hard market.

 
Predicting P/C Rates in 2013

Predicting P/C Rates in 2013

Until Hurricane Sandy, 2012 was a year of recovery for the property insurance sector with losses far below those of 2011.

 
Property Insurance and Disaster Recovery After Sandy

Property Insurance and Disaster Recovery After Sandy

As the devastation wrought by Superstorm Sandy brought home, natural disasters can imperil even the most rock-solid businesses.

 
All Sums, All Policies for Long-Tail Claims

All Sums, All Policies for Long-Tail Claims

A recent California Supreme Court decision clarifies the full extent to which policyholders facing long-tail environmental claims can tap into their historic policies to help pay for those costs.

 
Insurers Against Climate Change

Insurers Against Climate Change

A century ago, the insurance industry pushed society to protect itself against fire and earthquakes. Now it must do the same for climate change.

 
Managing Trade Credit Risk

Managing Trade Credit Risk

More and more — and smaller and smaller — exporters should consider insurance to protect against default.

 
Protecting the Priceless

Protecting the Priceless

Fine art — buying it, moving it, storing it, displaying it — presents nouveau risks that require a creative touch.

 
The D&O Flashpoints for Libor-Related Insurance Claims

The D&O Flashpoints for Libor-Related Insurance Claims

Fallout from the recent Libor manipulation scandal could have important implications for your D&O coverage.