Articles by Joshua Gold
D&O insurance policyholders must make sure that excess policies do not include unduly restrictive exhaustion clauses that can negate coverage.
Policyholders need to be aware of all the nuances of product recall insurance in order to ensure that their claim will be paid.
Whether your business aggressively uses social media to reach potential or existing customers, or simply maintains a minimal presence, these platforms can trigger a wide variety of risks to your organization.
With some insurance policies, the distinction between wind v. flood and the timing of resulting damage can be crucial in successfully obtaining insurance dollars to offset losses when the worst happens.
Insurance companies are slow to pay out for settlement costs — if they agree to pay at all. Here are some ways to improve the odds.
Cloud computing offers major benefits but also presents new challenges to data security.
As the devastation wrought by Superstorm Sandy brought home, natural disasters can imperil even the most rock-solid businesses.
Smart data-handling procedures and quality insurance coverage can lessen the blow of unauthorized or unintended uses of business-related data.
Ambiguity surrounding the Nonadmitted and Reinsurance Reform Act has created confusion for all captive owners.
Some property insurance policies provide coverage for losses of business income even when there is no property damage at all.
Developing a disaster recovery plan and assembling a team to implement that plan, before a loss occurs, is invaluable.
Recent court decisions have gone against long-standing case law regarding excess insurance claims recovery.
What to do if your insurer attempts to convert its primary insurance coverage policy to an excess insurance policy.
The fine print of an insurance policy could contain conditions that could hurt your claim.
In an era where so much third party data is entrusted to policyholders, insurance coverage against data theft is vital.