Articles by Joshua Gold

Understanding Political Risk Coverage

Understanding Political Risk Coverage

Whether you already have a political risk insurance policy, are facing renewal or are considering purchasing a policy for the first time, a careful review of policy terms will be worthwhile.

 
D&O Insurance for Data Breaches

D&O Insurance for Data Breaches

As data breaches grow large enough to savage a company’s bottom line, management liability insurance and senior level governance cannot be overlooked

 
Coverage Quelled by Extreme Exhaustion Arguments

Coverage Quelled by Extreme Exhaustion Arguments

D&O insurance policyholders must make sure that excess policies do not include unduly restrictive exhaustion clauses that can negate coverage.

 
Getting the Most Out of Product Recall Insurance

Getting the Most Out of Product Recall Insurance

Policyholders need to be aware of all the nuances of product recall insurance in order to ensure that their claim will be paid.

 
Effectively Managing Social Media Risks

Effectively Managing Social Media Risks

Whether your business aggressively uses social media to reach potential or existing customers, or simply maintains a minimal presence, these platforms can trigger a wide variety of risks to your organization.

 
Staying Covered in Wind v. Flood Property Insurance Disputes

Staying Covered in Wind v. Flood Property Insurance Disputes

With some insurance policies, the distinction between wind v. flood and the timing of resulting damage can be crucial in successfully obtaining insurance dollars to offset losses when the worst happens.

 
Overcoming Obstacles to Recovering Settlement Costs from Insurers

Overcoming Obstacles to Recovering Settlement Costs from Insurers

Insurance companies are slow to pay out for settlement costs — if they agree to pay at all. Here are some ways to improve the odds.

 
How to Protect Data in the Cloud

How to Protect Data in the Cloud

Cloud computing offers major benefits but also presents new challenges to data security.

 
Property Insurance and Disaster Recovery After Sandy

Property Insurance and Disaster Recovery After Sandy

As the devastation wrought by Superstorm Sandy brought home, natural disasters can imperil even the most rock-solid businesses.

 
Finding Insurance Coverage for Data Breaches and Other Cyber Crimes

Finding Insurance Coverage for Data Breaches and Other Cyber Crimes

Smart data-handling procedures and quality insurance coverage can lessen the blow of unauthorized or unintended uses of business-related data.

 
What Does the NRRA Mean for Captives?

What Does the NRRA Mean for Captives?

Ambiguity surrounding the Nonadmitted and Reinsurance Reform Act has created confusion for all captive owners.

 
Insurance Coverage in the Absence of Property Damage

Insurance Coverage in the Absence of Property Damage

Some property insurance policies provide coverage for losses of business income even when there is no property damage at all.

 
Property Insurance and Disaster Recovery

Property Insurance and Disaster Recovery

Developing a disaster recovery plan and assembling a team to implement that plan, before a loss occurs, is invaluable.

 
More Courts Discouraging Policyholder Settlements in Excess Claims Cases

More Courts Discouraging Policyholder Settlements in Excess Claims Cases

Recent court decisions have gone against long-standing case law regarding excess insurance claims recovery.

 
Three Ways to Stay Ahead of the SEC Cyberthreat Disclosure Mandate

Three Ways to Stay Ahead of the SEC Cyberthreat Disclosure Mandate

The SEC is now mandating companies to disclose their cybersecurity vulnerabilities. Here are three ways to stay out of related disputes.