David C. Sterling

David C. Sterling joined The Hartford Financial Services Group, Inc. in 1964 after serving two years with the U.S. Army at Fort Kobbe, Panama Canal Zone.  He retired from The Hartford after 42 years as assistant vice president and senior risk manager, where he managed The Hartford’s world-wide risk programs and exposures to accidental loss including the placement of all insurance and non-insurance programs designed to protect the organization.    


David is a risk and insurance pioneer.  He purchased and implemented one of the first EPLI (employment practices liability insurance) programs in the insurance industry; purchased and implemented one of the first cyber risk [e-Risk] liability, property and crime insurance programs; and implemented one of the industry’s first blended multi-year program for a financial institution and rolled the program over several times to achieve significant savings.


Throughout his career, he shared his professional experiences and expertise with students and risk professionals who expressed interest in advancing their careers.


At the West Hartford Branch of the University of Connecticut he taught the Insurance Institute of America’s Risk Assessment program, one of three courses required for The Institute’s Associate in Risk Management (ARM) designation. 


Additionally, he was a reviewer of The American Institute for CPCU [now called ‘The Institutes’] texts for the Chartered Property Casualty Underwriter (CPCU) designation program which focuses on risk management and insurance, as well as a reviewer of other texts published by them.  For more than 30 years, he served The Institutes on its CPCU ‘Exam Review Committee’.  And, he also authored a CPCU monograph entitled: “Environmental Liability: An Insurance Perspective.”


David is currently a member of RIMS Connecticut Valley Chapter, the CPCU Society and the Society of CIC.  He holds 28 professional risk management and insurance designations, as well as a State of Connecticut’s Producer’s license and a State of Connecticut’s Certified Insurance Consultant license.


David is an avid archer who enjoys roving with his traditional longbow, hiking, biking, skiing, wilderness canoe camping and fly-fishing.  He is also an archery historian, who has written a number of articles on the subject and has co-authored a CD and book on archery.   He has formed an extensive library devoted to the sport that serves as a historical research and reference source.


Dave was born in Schenectady, NY and grew up in Pittsfield, MA.  He is a graduate of Bryant University (Smithfield, RI) with a degree in business administration. 



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