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Insurance Coverage for Jackware Attacks
Companies need to understand the insurance implications of "jackware" attacks—a variant of ransomware that attacks physical devices.
7 Tips for Getting Insurance Claims Paid Early
Developing a comprehensive strategy for handling a claim as soon as it arises can often get a contested claim resolved satisfactorily without going to court.
Potential Employer Liability Stemming from the COVID-19 Pandemic
As companies continue reopening for in-person operations post-COVID, businesses gearing up to return to work face a minefield of potential liabilities relating to discrimination, leave, workers compensation and retaliation, among others.
Key Considerations for Private Company D&O Insurance
Many private companies to believe that they do not need D&O coverage, however, there a number of risks that may be covered by such policies.
Insurance Coverage for Forever Chemicals
PFAS pose a serious environmental liability risk and can result in costly litigation.
10 Tips for Getting COVID-19 Business Interruption Claims Paid
These tips can help maximize the chances of surviving the insurance company’s motion to dismiss and getting your claim paid.
New Developments in COVID-19 Insurance Coverage Litigation
With another wave of COVID-19 wreaking havoc worldwide, recent insurance coverage litigation decisions have been building upon lessons learned since the pandemic began.
Key Insurance Coverage Decisions of 2019
Court decisions in 2019 placed constraints on insurance companies’ propensity to read business insurance policies in the narrowest possible fashion.
Insurance Considerations for Shooting Incidents
Active shooter coverage can protect businesses from the financial impact of a tragedy.
The Risk of Overlooking Additional Insured Coverage
Additional insured coverage can be an effective way to strategically manage risk, but failing to closely analyze these provisions can be costly.
Risk Transfer Considerations in the Wake of a Construction Accident
Those involved in construction should plan carefully not only how to minimize the risks of accidents but how to maximize their insurance and indemnification recoveries should an accident happen.
Courts Address All Sums Coverage Allocation Debate
Recent court rulings have affirmed the applicability of "all sums" coverage allocation in long-tail claims cases.
Finding Coverage for GDPR Liabilities
Companies need to consider the application of liability insurance to cover certain losses and liabilities related to the EU's GDPR.
EPLI and the #MeToo Movement
These policy provisions can maximize financial support in the event of sexual harassment claims.
Employment Practices Liability Insurance and the #MeToo Movement
Although there are many hurdles to securing coverage for sexual harassment and other employee claims, insurance policies are a critical source for financial support in such cases.
Getting a Handle on Handheld Risks
The explosion of mobile and social media risks has had significant implications for insurance coverage.
The Environmental Impact of Hurricanes
Managing the risks associated with severe weather events, including the immediate and latent pollution unleashed by natural disasters, is a huge challenge.
Timing is Everything In Crime Insurance Claims
Even the most carefully crafted crime coverage may have no value if policyholders wait until it is too late to take action against dishonest employees or dissembling insurance companies.
Three Issues for Captives When Arbitrating Reinsurance Disputes
Captives involved in reinsurance disputes should take proactive measures both to forestall disputes and to ensure that they take place on a level playing field.
10 Insurance Tips to Help Manage Construction Risk
Tips for obtaining the proper insurance coverage to protect against construction risks.
Understanding the Benefits and Risks of Blockchain
Blockchain presents some clear opportunities, especially for insurance, but as with any new technology, it is not without its risks.
Challenging Arbitration of Disputes Involving Workers Compensation Insurance Programs
Policyholders should look closely at the dispute resolution provisions presented in their workers compensation coverage plans.
Navigating Workers Compensation Insurance Program Disputes
With increasingly regularity, insurance companies seem, to be pursuing policyholders to recover retrospective premiums under old workers compensation programs.
What Can a Captive Do for You?
Understanding the business advantages of setting up a captive will help risk managers add real business value to their companies.
Tapping Into Environmental Coverage
Companies often overlook existing insurance policies that cover environmental liability claims.
Buying a Company? Take a Look at its Insurance Portfolio
Analysis of a potential acquisition or merger partner's historic insurance portfolio is an essential, if too often overlooked, aspect of M&A due diligence.
Matching Your EPLI to Your Actual Employment Risks
Companies need to understand the nature of employment practices liability insurance and how it applies to emerging trends in employment litigation.
Climate Change and its Impact on the Insurance Industry
Given that severe weather always has been a driver of property and casualty claims, it is no surprise that the insurance industry is carefully considering the impact of climate change.
Insurance Coverage for Risks Associated with the Ebola Outbreak
Prudent measures to mitigate potential financial losses stemming from Ebola or other infectious disease outbreaks should include a review of existing insurance coverage.
Overcoming One-Sided Insurance Policy Arbitration Agreements
Insurance policy arbitration clauses often contain conditions that stack the deck against policyholders in a dispute with their insurance companies.
Excess Exhaustion
Insurance companies are having success discouraging settlements by fighting access to excess insurance coverage.
Mitigating Business Interruption Exposures from Cyberattacks
Businesses should carefully consider the impact a cyberattack would have on their operations and take steps to make sure that their insurance will respond as desired.
Dramatic Changes on the Horizon for CGL Coverage Law
Recent changes in national case law suggest that a major shift is under way for CGL coverage of property damage to an insured contractor’s own work.
Giving Notice: New ACORD Changes for Certificates of Insurance
New ACORD changes mean that an additional insureds who relied on certificates of insurance are no longer guaranteed to receive notice of cancellation.
The Hidden Value of Historic Insurance Coverage
Before a proposed merger or acquisition, companies must consider all historic coverage implications.
Preventing Insurers from Wrongfully Denying Storm-Related Claims
Insurers may delay claims, but policyholders and states are helping ensure that rightful claims get paid quickly after a disaster.
Challenging Unfavorable Arbitration Clauses
A recent New York court decision highlights how policyholders can challenge unfavorable arbitration clauses in workers comp and other insurance policies.
All Sums, All Policies for Long-Tail Claims
A recent California Supreme Court decision clarifies the full extent to which policyholders facing long-tail environmental claims can tap into their historic policies to help pay for those costs.
The D&O Flashpoints for Libor-Related Insurance Claims
Fallout from the recent Libor manipulation scandal could have important implications for your D&O coverage.
10 Tips for Getting Claims Paid
Getting claims paid can be difficult. Here are some ways to help the process along.
How the New SEC Settlement Policy Affects Your D&O Coverage
A new SEC policy regarding admission of allegations could raise important issues for D&O liability policyholders.
More Courts Discouraging Policyholder Settlements in Excess Claims Cases
Recent court decisions have gone against long-standing case law regarding excess insurance claims recovery.
Buying the Right Employment Practices Liability Insurance Policy
As the economy struggles to rebound from recession, employment-related lawsuits are rising at an alarming rate.
How the Other Coverages Exclusion Can Cost You Millions
The "other coverages" exclusion can sometimes lead to expensive claim disputes.
Declining Asset Values and Fidelity Insurance Coverage
A decline in asset values does not mean fidelity coverage can be denied.
Insurance Claims for Supply Chain Aftershocks of the Japanese Earthquake
While the brunt of the suffering from the massive March 11 earthquake and tsunami has been in Japan, the economic and insurance aftershocks will be global, and many U.S. companies will suffer serious economic consequences and supply chain disruptions.
Climate Change and the Duty to Defend
A crucial issue facing today's corporate policyholders is whether their liability insurance policies will be available to defend against climate change lawsuits.
Maximizing Recovery On Product Liability Insurance Claims
Even if an insurance company resists paying a product liability claim, there are other avenue that policyholders can explore for recovery.
Ten Tips for Mitigating Risk in Construction Projects
Coordinating insurance and risk management concerns with the need of a construction project can be challenging. Here are some important steps to consider.
Insurance Coverage for Gulf Oil Spill Losses
A look at the insurance coverages that will come into play in response to the largest oil spill in American history.
Improve Your Policy Wording During Soft Markets
A soft market provides the perfect opportunity to improve your policy wording.
New Laws, New Liabilities
Some important legal changes of 2009.