Subscribe to RSSArticles by Robert M. Horkovich
What Can a Captive Do for You?
Understanding the business advantages of setting up a captive will help risk managers add real business value to their companies.
Tapping Into Environmental Coverage
Companies often overlook existing insurance policies that cover environmental liability claims.
Buying a Company? Take a Look at its Insurance Portfolio
Analysis of a potential acquisition or merger partner’s historic insurance portfolio is an essential, if too often overlooked, aspect of M&A due diligence.
Matching Your EPLI to Your Actual Employment Risks
Companies need to understand the nature of employment practices liability insurance and how it applies to emerging trends in employment litigation.
Identifying Insurance Coverage for Riot Damage
Policyholders facing losses due to civil unrest should work diligently to identify potentially responsive insurance coverage.
Climate Change and its Impact on the Insurance Industry
Given that severe weather always has been a driver of property and casualty claims, it is no surprise that the insurance industry is carefully considering the impact of climate change.
Insurance Coverage for Risks Associated with the Ebola Outbreak
Prudent measures to mitigate potential financial losses stemming from Ebola or other infectious disease outbreaks should include a review of existing insurance coverage.
Overcoming One-Sided Insurance Policy Arbitration Agreements
Insurance policy arbitration clauses often contain conditions that stack the deck against policyholders in a dispute with their insurance companies.
Excess Exhaustion
Insurance companies are having success discouraging settlements by fighting access to excess insurance coverage.
Mitigating Business Interruption Exposures from Cyberattacks
Businesses should carefully consider the impact a cyberattack would have on their operations and take steps to make sure that their insurance will respond as desired.
Dramatic Changes on the Horizon for CGL Coverage Law
Recent changes in national case law suggest that a major shift is under way for CGL coverage of property damage to an insured contractor’s own work.
Giving Notice: New ACORD Changes for Certificates of Insurance
New ACORD changes mean that an additional insureds who relied on certificates of insurance are no longer guaranteed to receive notice of cancellation.
The Hidden Value of Historic Insurance Coverage
Before a proposed merger or acquisition, companies must consider all historic coverage implications.
Preventing Insurers from Wrongfully Denying Storm-Related Claims
Insurers may delay claims, but policyholders and states are helping ensure that rightful claims get paid quickly after a disaster.
Challenging Unfavorable Arbitration Clauses
A recent New York court decision highlights how policyholders can challenge unfavorable arbitration clauses in workers comp and other insurance policies.
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