Morgan O'Rourke

Morgan O’Rourke is editor in chief of Risk Management and director of publications for the Risk & Insurance Management Society, Inc. (RIMS)

Articles By Author

Year in Risk 2023

December 1, 2023

Our annual review of the year’s most notable risk events highlights top challenges risk professionals addressed in 2023 and some that will shape the risk landscape in 2024.

ESG Concerns Spur Greater Focus on Reputation Risk

December 1, 2023

Companies are putting a greater emphasis on reputation risks as ESG concerns grow.

Business Leaders Concerned About AI

August 1, 2023

As business leaders consider adopting generative AI technology, it is critical to craft internal use policies that mitigate these key risks.

Half of Workers Use Former Employers’ Passwords

June 1, 2023

Almost half of workers still use passwords of former employers to access company email, paid tools, subscriptions and even company data, according to a recent survey.

Many CEOs Unprepared for Physical Threats

June 1, 2023

Physical threats to businesses around the world increased significantly in 2022, yet 60% of CEOs surveyed said they have no plan to address all of these threats.

ChatGPT Poses Cybersecurity Threats

April 3, 2023

While ChatGPT technology demonstrates AI’s promise, there are many significant cyberrisks to consider.

Civil Unrest Risk on the Rise

April 3, 2023

Protests and civil unrest are increasingly impacting businesses around the world, fueled by these five key risk drivers.

Reporting on Workplace Bullying and Misconduct

February 1, 2023

Gen Z workers are more likely to feel bullied in the workplace, but least likely to report it or other misconduct.

Cargo Theft on the Rise

February 1, 2023

An estimated $223 million in cargo was stolen in the United States and Canada in 2022, an increase of 20% over 2021.

Year in Risk 2022

December 1, 2022

Our annual review of some of the year’s most notable risk events highlights top challenges risk professionals had to address in 2022 and some that will shape the risk landscape in 2023.

Cyber Insurance Satisfaction Mixed

December 1, 2022

Difficult cyber insurance market conditions and increasing complexity are creating uncertainty and frustration among some buyers.

Rising Flood Losses Prompt Insurance Improvements

October 3, 2022

Global insured losses from floods doubled to $80 billion during 2011 to 2020 as compared to the previous decade.

Preparing for War and Inflation Risks

August 1, 2022

Many business leaders say they do not feel adequately prepared to manage war and inflation risks.

Intense Wildfire Season Expected for Western U.S.

June 1, 2022

Experts are predicting an above-normal wildfire season in the Western United States for 2022.

UN Projects Rapid Rise of Wildfire Risk

April 1, 2022

The risk of extreme wildfires is increasing due to climate change and other factors.

Cryptocurrency Crime Cost a Record $14 Billion in 2021

February 1, 2022

As cryptocurrency transaction volume skyrocketed in 2021, so did the amount of cryptocurrency-based crime.

Year In Risk 2021

December 1, 2021

Our annual review of the top risk-related events highlights the challenges risk professionals faced in 2021, and some that will continue into the new year.

COVID-19 Pandemic Timeline 2021

December 1, 2021

The most important risk events related to the pandemic in 2021.

Inexperience Increases Contractor Injury Risk

October 1, 2021

Newer companies and younger workers are at the greatest risk of injury among contractors.

Mental Health Stigma Inhibits Employees

August 2, 2021

Employee mental health is a significant workplace issue and can have a severe financial impact on companies.

Pandemic Response Sparks Emerging Risk Concerns

June 1, 2021

Executives cited cybersecurity control failures as the top emerging risk, stemming largely from the speedy implementation of remote work last year.

Secondary Perils Drive Disaster Losses

May 3, 2021

Natural disasters caused $190 billion in global economic losses in 2020, but these losses could actually have been much higher.

Smart City Vulnerabilities

May 3, 2021

As more municipalities invest in “smart city” technology to improve services and infrastructure, they also increase the risk of exposure to cyberattacks.

ERM on the Ground

April 1, 2021

The pandemic has prompted organizations to shift the focus of their ERM program to emphasize health and safety and business continuity.

COVID Impairs Action on Top Global Risks

March 1, 2021

The pandemic could have serious ramifications on the world’s ability to address the other top threats of the next decade.

The Impact of Remote Work

February 1, 2021

A majority of employees want to stay working remotely and some would even quit their job if their employer did not allow it.

Year in Risk 2020

December 1, 2020

COVID-19 dominated headlines and redefined the risk landscape, but a host of other notable events also shaped 2020 and underscored the critical role of risk professionals this year.

Risk Volatility to Continue in 2021

December 1, 2020

Audit and risk professionals believe the risk environment is unlikely to return to more stable pre-pandemic conditions in 2021.

Manufacturing Supply Chains at Risk

September 1, 2020

To confront supply chain vulnerability, the manufacturing sector must reduce the cost of future disruptions as these shocks become more frequent and severe.

COVID-19 Workplace Litigation on the Rise

August 3, 2020

Employee lawsuits related to COVID-19 growing exponentially since the pandemic took hold.

Changing Attitudes on Remote Work

June 1, 2020

The COVID-19 pandemic is changing employee and employer attitudes about working from home.

Employer Response to COVID-19

May 1, 2020

Most U.S. companies did not have a pre-existing pandemic risk management plan in place when COVID-19 hit.

Notepad: Risk in Review – April 2020

April 1, 2020

Insurance giants merge, Wells Fargo fined, tornadoes devastate Tennessee, and more.

Data Exposure Blind Spots

April 1, 2020

Workplace collaboration tools may be exposing companies to data exfiltration risk.

Risk Management Salary Trends

March 2, 2020

The biannual 2019 RIMS Risk Management Compensation Survey shows changes in risk management professional salaries.

Notepad: Risk in Review – March 2020

March 2, 2020

Coronavirus spreads, Facebook fined over facial recognition, wildfires taint wine, and more.

Environmental Threats Top Global Risk Report

March 2, 2020

Environmental concerns comprised the top five most likely risks in the World Economic Forum’s 2020 Global Risks Report.

America’s Most Cyber-Insecure Cities

February 3, 2020

Las Vegas leads the list of the least cybersecure major cities in the United States.

Notepad: Risk in Review – January/February 2020

February 3, 2020

Brushfires devastate Australia, fatal floods in Indonesia, TRIA reauthorized, and more.

Behind the Technology Learning Curve

February 3, 2020

Financial services risk managers say that complex, interconnected risks are emerging more rapidly than ever before.

Year in Risk 2019

December 2, 2019

A look back at the most notable risk events of the past year shows how risk has evolved, and points to some challenges ahead for risk managers.

Security Spending Expected to Grow

December 2, 2019

Worldwide spending on security products and services is expected to grow significantly over the next five years.

Cyberrisk Confidence Waning

November 1, 2019

Business leaders are concerned about cyberrisk, but confidence in their ability to manage it has declined.

Notepad: Risk in Review – November 2019

November 1, 2019

Japan typhoon losses, top travel firm collapses, capital cities on the move, and more.

The Small Business Cybersecurity Knowledge Gap

September 3, 2019

Few small business owners have implemented cybersecurity best practices, despite acknowledging the risks.

Notepad: Risk in Review – September 2019

September 3, 2019

Tesla’s safety claims scrutinized, Capital One hacked, global food supply at risk, and more.

Insurers Brace for Emerging 5G Risks

August 1, 2019

New 5G technology promises many improvements, but may also introduce risks that could significantly impact the insurance industry.

Using Data Analytics to Support Strategy

June 1, 2019

The top priority for risk professionals looking to develop their company’s risk management capabilities is improving the use of data and analytics.

Notepad: Risk in Review – June 2019

June 1, 2019

Global extinction, Notre Dame fire aftermath, cyclone preparedness in India, and more.

Notepad: Risk in Review – May 2019

May 1, 2019

Purdue settles opioid case, floods in the U.S. Midwest, Boeing planes grounded, and more.

Insurers Turn to Anti-Fraud Tech

May 1, 2019

To combat rising fraud, insurers are turning to a range of technology tools.

Insurance and Emerging Markets 

April 1, 2019

Emerging markets are expected to be the main driver of growth in the global economy and insurance industry over the next 10 years.

Global Uncertainty on the Rise

April 1, 2019

Companies should assess the potential impact of these top political risks for 2019, including possible systemic and secondary effects.

Notepad: Risk in Review – April 2019

April 1, 2019

Wynn Resorts fined for harassment, deadly tornadoes, the SEC’s new CRO, and more.

Grading Claims Satisfaction

April 1, 2019

Property insurers were generally given high ratings for overall customer satisfaction, but these areas of the claims process still need improvement.

Notepad: Risk in Review – March 2019

March 1, 2019

Spotlight on sex trafficking, a GDPR fine for Google, PG&E’s bankruptcy, and more.

Inadequate Risk Management Implementation

March 1, 2019

A recent survey found that business leaders are failing to effectively implement risk management programs in these three key areas.

Notepad: Risk in Review – January/February 2019

February 1, 2019

Marriott discloses massive breach, fatal work injuries decline, NFIP extended and more.

Confidence in Crisis Management

February 1, 2019

These three trends among those who are “very confident” in their crisis management plans should inform best practices.

The Year’s Worst Password Offenders

February 1, 2019

These high-profile individuals and organizations made the most significant password-related mistakes during the year.

Year in Risk 2018

December 3, 2018

By examining some of the most notable risk events of the past year, risk managers can better understand the challenges and opportunities on the horizon.

Cyber Insurance Market Trends

December 3, 2018

A new survey offers insight into who's purchased new cyber insurance policies in 2018 and why.

Promoting Truck Driver Health

November 1, 2018

Truck drivers are at notably higher risk for serious health conditions that can also affect job performance.

The Rising Impact of Political Risk

November 1, 2018

As geopolitical tensions heat up, companies are increasingly forced to address a corresponding rise in their political risk exposure.

Cyberattacks Increase Public Sector Risk

October 1, 2018

If left unchecked, cyberrisk in the public sector could not only erode public trust in these enterprises, but negatively impact their credit ratings.

Tech Risk Knowledge Gap

June 1, 2018

Many risk professionals are struggling to keep pace with the risks associated with emerging technology.

Ethical Misconduct in the Workplace

May 1, 2018

Fewer employees report seeing unethical conduct at work, but retaliation has doubled.

Notepad: Risk in Review – May

May 1, 2018

A deadly bridge collapse in Florida, the cobalt supply chain, U.S. utilities hacked, and more.

Assessing Cyber Readiness

April 2, 2018

Hiscox found 73% of companies are not adequately prepared to face a cyberattack.

Notepad: Risk in Review – April

April 2, 2018

NRA boycotts, Harvey Weinstein’s insurance claims, SEC cybersecurity guidance and more.

Notepad: Risk in Review – March

March 1, 2018

Cape Town’s water crisis, a Doomsday Clock shift, flying with comfort animals, and more.

Gone Phishing

March 1, 2018

More than three-quarters of organizations experienced a phishing attack in 2017.

Notepad: Risk in Review – January/February

February 1, 2018

Geopolitical risk, the repeal of net neutrality, computer chip security flaws, and more.

Insurers to Pay Record $135 Billion for 2017 Disasters

February 1, 2018

The final tally of insured and economic losses from a disaster-packed 2017.

Risk Management Pay on the Rise

February 1, 2018

Risk management professionals in the United States saw a 3.5% average increase in their base salary last year.

Year in Risk 2017

December 1, 2017

Whether it was natural disasters, cyberattacks, corporate crises or political uncertainty, risk events made high-profile and often sobering headlines in 2017.

The Other 2017s

December 1, 2017

This year could have been much worse.

How to Respond to an Active Shooter

November 1, 2017

The tragedy in Las Vegas offers a reminder that understanding how to respond to an active shooter situation can mean the difference between life and death.

Notepad: Risk in Review – October

October 2, 2017

The impact of Harvey and Irma, an earthquake in Mexico, Equifax’s data breach, and more.

In Defense of Spelling

October 2, 2017

Good spelling matters.

Identifying an Embezzler

October 2, 2017

Five common characteristics of embezzlers can help companies reduce the risk of employee theft.

Notepad: Risk in Review – September

September 1, 2017

Hackers extort HBO, Kanye West v. Lloyd’s, voting machine flaws exposed, and more.

European Forecast Heats Up

September 1, 2017

The summer heat wave in southern Europe may be a sign of the fatal weather extremes to come.

Winter Is Coming

September 1, 2017

Like a Game of Thrones winter, hackers are coming.

Notepad: Risk in Review – July/August

August 1, 2017

Investigating the cause of London’s Grenfell Tower fire, Uber’s CEO resigns, and more.

The Kangaroo Conundrum

August 1, 2017

Driven crazy by kangaroos.

Risks and Opportunities for Drone Ships

August 1, 2017

Autonomous technology may soon hit the seas as companies develop remote-controlled or even fully autonomous ships.

Running with Risk

June 1, 2017

Nike's Breaking2 campaign was an exercise in risk management—and a lesson in its limitations.

Total Cost of Risk Declines Again

June 1, 2017

For the third consecutive year, businesses saw a decline in their total cost of risk.

Super-Powered Diversity

May 1, 2017

Diversity among superheroes.

Notepad: Risk in Review - April

April 3, 2017

Hacking stuffed animals, a new cybersecurity law, corporate reputation rankings and more.

The Cyber Insurance Obstacle Course

April 3, 2017

A number of obstacles facing both insurers and consumers could explain why the market for cyber insurance has not been stronger.

Death to Buzzwords

April 3, 2017

Banning meaningless jargon to concentrate on real ideas rather than packaging.

Notepad: Risk in Review - March

March 1, 2017

Dodd-Frank in the crosshairs, billion-dollar weather, the least corrupt countries and more.

Traveling with Uncertainty

March 1, 2017

Managing the fallout from Trump’s travel ban.

Notepad: Risk in Review - January/February

February 1, 2017

Noisy electric cars, a record patent infringement award, safer seafood standards, and more risk in the news.

Donald Trump: Tweeter in Chief

February 1, 2017

Facing the wrath of a social media president.

Measuring Insurance Customer Satisfaction

February 1, 2017

Insurer profitability and broker expertise are among the key factors contributing to overall customer satisfaction with insurance companies.

Year in Risk 2016

December 1, 2016

A review of some of the most important risk events of the year can help risk professionals guide their organizations toward future success.

The NFL's Popularity Crisis

December 1, 2016

The NFL may be headed for trouble and three interrelated risks, familiar to any organization, help explain the league’s predicament.

Web of Lies

November 1, 2016

Don't trust the internet.

The Persistence of Paradoxical Password Problems

November 1, 2016

Password security has never been more important, yet many people have still not adjusted their behavior accordingly.

Cybersecurity Misconceptions

October 3, 2016

Cybercrime is a booming business, but many companies are still operating under many misconceptions about cyberthreats.

Health Kick

October 3, 2016

Preserving healthy eating attempts.

The Costs of Low-Tech Hacking

September 1, 2016

The rise of ransomware attacks show are evidence that even low-tech hacking can pay dividends.

Heading for Disaster

September 1, 2016

Many middle-market companies are still unprepared to ensure business continuity in the wake of natural disasters.

Our New Pokemon Overlords

August 1, 2016

Pokemon Go takes over the world.

Emerging Risks for the Insurance Industry

August 1, 2016

Swiss Re's annual SONAR report points to the three risks likely to have the greatest potential impact on the insurance industry in the coming years.

Keeping Up with Emerging Risks

June 1, 2016

Because of evolving risk complexity, forecasting critical business risks will become more difficult over the next three years.

Everything and Nothing

June 1, 2016

Risk management and the availability heuristic.

Take Me Out to the Workplace

May 2, 2016

When taking your kid to work goes bad.

Liar for Hire

May 2, 2016

Researchers found that 70% of resumes contain some sort of inaccuracy.

The Dawn of the Robot Chauffeurs

April 1, 2016

Self-driving cars may save us from ourselves.

The Crisis Vulnerability Gap

April 1, 2016

While board members believe their companies would respond effectively to a crisis, fewer than half have playbooks for likely scenarios.

Examining the Emerging Geopolitical Risks of 2016

March 1, 2016

As organizations explore international opportunities, understanding the political and economic risk climate in global markets is critical.

Big Brother is Watching You Exercise

March 1, 2016

Organizations are getting in on the fitness tracker trend.

Clean Tech Faces Supply Chain Challenges

February 1, 2016

Amid concerns about pollution and climate change, business is booming for the clean tech sector, but this growth has not come without risks.

Risk Management Salaries See Modest Increase

February 1, 2016

Risk management professionals in both the United States and Canada saw modest increases in average base salary in 2015.

The Sound of Risk

February 1, 2016

Apple's rumored elimination of the headphone jack attempts addition by subtraction.

Year In Risk 2015

December 1, 2015

Some of the year’s biggest events have lasting implications for the future of risk management.

Bacon Selfies Give Sharks Cancer

December 1, 2015

What do bacon, selfies, sharks and cancer have in common?

The Value of Ludicrous Thinking

November 2, 2015

Elon Musk's lessons about innovation for its own sake—and not taking yourself too seriously while doing it—are universal for businesses.


November 2, 2015

For the 10 riskiest top-level domains, 96% or more of the sites may be home to malicious activity.

Five Fundamental Risks for Drones

October 1, 2015

As the drone sector expands, so will its risks.

Playoffs or Bust

October 1, 2015

A risk management lesson from the New York Mets.

Terrorism Insurance Take-Up Remains Steady

September 1, 2015

While terrorism incidents have increased, the purchasing of terrorism insurance last year remained steady.

No Laughing Matter

September 1, 2015

New technology, new annoyances.

Technical Difficulties

August 3, 2015

The Day of the Glitch highlighted the alarming amount of our infrastructure that is vulnerable.

Assessing Canadian Flood Preparedness

August 3, 2015

Researchers assessed the preparedness of 15 Canadian cities to encourage flood resilience efforts and benchmark progress.

The Dumber Side of Smart

June 2, 2015

Sometimes smart technology is pretty dumb.

Gauging Supply Chain Resilience

June 2, 2015

According to the 2015 FM Global Resilience Index, Norway is the world's most resilient nation.

Blindsided by Bad Ideas

May 1, 2015

It turns out that there is such a thing as a bad idea.

Cyberinsurance Ignorance

May 1, 2015

Only 2% of small- and medium-sized businesses have insurance policies for cyberrisk.

See No Evil, Hear No Evil

April 1, 2015

The music industry's <em>Kill Bill</em> mentality.

Expanding Workplace Wellness

April 1, 2015

With 80% of companies offering some kind of wellness program, nontraditional initiatives are growing in popularity.

Cybersecurity’s Maginot Line

March 2, 2015

Corporate defenses against cyberattacks are proving almost entirely ineffective, with 96% of organizations across all industries experiencing breaches.

The Price of Privacy

March 2, 2015

Everyone's privacy has a price.

No Accounting for Taste

February 2, 2015

For those with less adventurous appetites—or just a healthy instinct for self-preservation—novelty flavors beg a simple question: Why would anyone make these?

Year in Risk 2014

December 2, 2014

A host of events, including natural and man-made disasters, episodes of corporate malfeasance, and new tech challenges, helped define the risk management landscape in 2014.

Evil Afternoons

December 2, 2014

Evil is easier after lunch.

Saturday Morning Nostalgia

November 1, 2014

Saturday mornings will never be the same.

Concerns About Private Drone Use

November 1, 2014

A recent study by Chubb revealed a wide range of public fears when it comes to the use of drones.

The Name Game

October 1, 2014

An identity crisis in the NFL.

Working for the Weekend

September 1, 2014

Is it time to reassess the 9-to-5 grind?

Ignoring Supply Chain Risk

September 1, 2014

Despite awareness of the potentially dire consequences of supply chain disruptions, few supply chain executives are actually doing anything to manage the risk.

Lessons from Gordon Ramsay

August 1, 2014

Even bad restaurants can teach us a thing or two about running a business.

Don't Fly Angry

June 1, 2014

Airline complaints go digital.

Strategic Risk Gains Prominence

June 1, 2014

Risk management has increasingly taken on a strategic role within many organizations, but uncertainties remain.

The Political Climate

May 1, 2014

Looking at climate change as a risk management issue, rather than just debate fodder for partisan squabbling.

Outsourcing Our Humanity

April 1, 2014

The risk of automating our humanity.

The Ineffectiveness of Child Safety Recalls

April 1, 2014

The vast majority of children’s product recalls either go unnoticed or are ignored by consumers.

Walking, Chewing Gum

March 1, 2014

We all know how hard it is to walk and chew gum at same time, but walking and texting is even harder.

The P/C Insurance Market in 2014

February 1, 2014

Insurance buyers continue to see rising prices but market conditions are keeping increases moderate.

Panicking in a Winter Wonderland

February 1, 2014

A campaign to name winter storms puts ratings ahead of science and public safety.

Year in Risk 2013

December 1, 2013

The triumphs and tragedies of the past year offer valuable lessons as risk managers look to help their organizations move forward into 2014.

Feeling the Heat

December 1, 2013

If they take away our sriracha, it’s going to get ugly.

The Power of the Jellyfish

November 1, 2013

Sharks may get all the press, but it’s jellyfish you really have to worry about.

Social Media and Political Risk

November 1, 2013

Social media’s effect on political risk.

Intellectual Property at Risk

October 1, 2013

Intellectual property may be the most important asset a company possesses, so protecting this information needs to be a risk management priority.

Risk in the Stars

October 1, 2013

Risk management’s final frontier.

Accommodating an Aging Workforce

October 1, 2013

Adjusting to an aging workforce.

Investing in Renewable Energy

September 12, 2013

Renewable energy insurance.

Hacker to the Rescue

September 1, 2013

A tribute to Barnaby Jack, hacker extraordinaire.

Don’t Feed the Patent Trolls

August 1, 2013

A new push for reform aims to put an end to a long history of frivolous patent infringement lawsuits.

Fresh Squeezed

August 1, 2013

How about a nice glass of orange juice?

The Challenges of Nonprofit Risk Management

August 1, 2013

Jamie Crystal of Crystal &amp; Company on the unique risk management issues faced by nonprofit organzations.

Three Rules for Exceptional Companies

June 27, 2013

Better before cheaper and revenue before cost. There are no other rules.

Risk Management Salaries on the Rise

June 11, 2013

Pay is going up and the ceiling will likely continue to increase in some areas.

Too Fast for the Market

June 6, 2013

Can we make the “flash crash” a thing of the past?

Practical ERM Advice for Risk Managers of All Experience Levels

May 29, 2013

A basic risk management foundation defines ERM and outlines its benefits.

A Cloud of Suspicion

May 3, 2013

Almost all IT pros refuse to store their company's most sensitive data on the cloud.

Chief Risk Officers Gain Respect

May 2, 2013

Half of CROs saw the size of their departments increase in 2012.

How Real is the Risk of an Asteroid Strike?

May 2, 2013

Space rocks hurtling towards Earth have renewed interest in the asteroid threat.

A 3D-Printed Future

May 2, 2013

The 3D printing revolution may catch some off guard.

Zombie Risk Management

April 10, 2013

Preparing for zombies is just good risk management.

Marketing Authenticity in the Social Media Era

April 10, 2013

Reviewing Bob Garfield and Doug Levy's book "Can’t Buy Me Like."

The Overblown Risk of Shark Attacks

April 9, 2013

"Jaws" fueled a nation of shark haters — even if the fear of great whites is unfounded.

Stocks Rise with Risk Management

March 28, 2013

Companies with advanced risk management have 50% lower stock price volatility than their less-developed counterparts.

The Case for Insurance Regulation Reform

March 13, 2013

A new book from the Independent Institute examines the state vs. federal regulatory debate and makes a convincing case for reform

Whacking Day: How Different Areas Combat Invasive Species

March 7, 2013

The Simpsons’ guide to pest control.

Somali Piracy on the Decline

February 27, 2013

Somalia is a hot spot for piracy, but recent efforts to curtail pirate activity in the region have been successful.

Too Much Sun

February 27, 2013

Solar flares and solar winds that affect the earth’s magnetic field are a real threat to power grids, telecommunication systems and satellite navigation networks.

Can You Hear Me Now?

February 13, 2013

Call me maybe. Better yet, just send a text.

An Ironic Success

February 11, 2013

Celebrity chef Guy Fieri may have created a restaurant whose best dish is served ironically.

Clean-Tech Companies Are Overlooking Risks

February 8, 2013

For burgeoning clean-tech companies, a short-sighted outlook regarding risk could prove to be their undoing.

Navigating Uncharted Waters: The Property/Casualty Market in 2013

February 1, 2013

Insurance prices are going up in 2013, but underlying market forces will prevent a shift to a traditional hard market.

Fair Warning: Communicating Disaster Risk Before L'Aquila and Sandy

December 14, 2012

Communicate risk responsibly or go directly to jail.

Industries at Risk of Extinction

December 12, 2012

Cigarette and soda makers fear healthier consumers while IT schools and card shops may be ruined by technology.

Understanding Risk Through the Sydney to Hobart Yacht Race

December 11, 2012

What a crisis during one of the world's most difficult open water races in the world can teach us about risk.

Predicting P/C Rates in 2013

December 7, 2012

Until Hurricane Sandy, 2012 was a year of recovery for the property insurance sector with losses far below those of 2011.

A Sticky Situation

November 3, 2012

The risk of the disappearing breakfast.

Insurers Against Climate Change

October 11, 2012

A century ago, the insurance industry pushed society to protect itself against fire and earthquakes. Now it must do the same for climate change.

Voting for Business Ethics

October 11, 2012

Nearly two-thirds of Americans will consider Obama and Romney's commitment to fighting corporate wrongdoing before they vote.

Roy G. Biv, Attorney-at-Law

October 8, 2012

Red heels, yellow notes, pink insulation and green tractors.

Surprises Are Not Necessarily Something to Avoid

September 26, 2012

Looking at surprise as a purely negative event cause business leaders to miss valuable opportunities.

Whistleblower Retaliation on the Rise

September 13, 2012

22% of workers who blew the whistle in 2011 experienced some form of retaliation, up from 15% in 2009—an increase of 2.3 million people.

Creating Value with ERM at Paychex

August 29, 2012

The risk manager of Paychex discusses how his company has used ERM to increase revenue.

Internal Audit’s Risk Strategy

August 29, 2012

Four out of five executives believe internal audit has room to improve as it relates to complementing risk management.

Are They Ready for Some Football?

August 24, 2012

The NFL’s referee lockout not only affects the quality of the game, it could compromise player safety.

If It's Too Loud, You're Too Old

August 1, 2012

What KISS, Justin Bieber and Mötley Crüe can teach you about the risk of loud noises.

The Rise of Chinese Corporations

August 1, 2012

Generally lost amid the hand-wringing about how China may affect on the West is the perspective of Chinese companies themselves.

Disaster Unpreparedness

August 1, 2012

Companies may think they're prepared for disasters, but their employees overwhelming do not. And that hurts business.

Risk Management's 8th Annual Captive Domicile Review

August 1, 2012

CICA President Dennis Harwick shares his views on the current trends in the captive market.

James Joyce Meets ERM

June 2, 2012

Just as Ulysses is considered one of the most important books ever written, ERM is widely considered to be among the most important endeavors to advance risk management.

Refocusing Risk Management

June 2, 2012

Nearly one-third of executives admit that their companies need to revisit their risk management strategies.

Get Lucky: Putting Serendipity to Work in Business

June 1, 2012

It is often luck, more than skill or hard work, that separates a struggling start-up from its Fortune 500 counterparts

The Strategic Disconnect

June 1, 2012

Risk professionals and C-suite executives have different ideas about what the role of corporate risk manager actually entails.

Cargo Theft Trends

May 2, 2012

Though incidents were up this year, the value of the stolen cargo in 2011 was significantly reduced compared to 2010.

Fail Then Rebound Then Succeed

May 1, 2012

Thomas Edison, Lucinda Williams and Netflix CEO Reed Hastings all failed before they succeeded. And this is due more to their disposition than luck.

Keeping Big Brother at Bay

May 1, 2012

Should employers be allowed to use your social media profile to influence hiring decisions?

Rising Seas, Rising Threat

April 28, 2012

Elevated sea levels are causing island nations to concoct drastic risk management plans.

A Conversation with Billy Beane

April 2, 2012

The GM of the Oakland A's and subject of the best-selling book and Academy Award-nominated film Moneyball shares his thoughts on managing risk.

A Conversation with Walter Isaacson

April 2, 2012

The author of the best-selling authorized biography of Steve Jobs shares his unique perspective on leadership and business.

Bad Buzz for Bats

April 1, 2012

Your parents may have taught you about the birds and the bees, but what about the bats?

The Value of Reputation

April 1, 2012

Americans have favorable views about the technology sector while financial firms continue to be looked at negatively.

The Political Risks of Mining

April 1, 2012

In emerging nations like Mongolia, Zimbabwe and Chile, digging for resources can be digging for trouble.

Understanding Innovation

April 1, 2012

Most of the world's highest-profile companies strive to innovate, but failing to understand "co-innovation risk" and "adoption chain risk" can leave even the most forward-thinking ideas dead on the vine.

Risk Lessons from Apple

March 2, 2012

Review of Adam Lashinsky’s latest book looking at the corporate culture of Apple.

Strategy for Sale

March 1, 2012

Strategic risk management that’s finally on Target.

The Need for Better Earthquake Protection

March 1, 2012

Some areas are underinsured for eathquake risk.

RE: Evaluating Email

February 2, 2012

No email, no problem?

Improving Supply Chain Resiliency in China and Beyond

February 1, 2012

Avoiding the consequences of a supply chain disruption.

Last Call for the Soft Market

February 1, 2012

At this point, it’s inevitable: the soft market is on its last legs. But favorable pricing for buyers isn’t dead yet.

Same Old Song and Dance

December 1, 2011

Yet another tale illustrating the music industry’s demise.

Social Unrest Reaches Its Boiling Point

December 1, 2011

The Arab Spring, Occupy everything, and riots in the UK, Vancouver and Greece turned 2011 into chaos.

Apple and Samsung Wage Patent War

December 1, 2011

In April, Apple sued Samsung for copying its iPhone. And the war has only heated up since.

Password Apathy

December 1, 2011

Few employees -- even IT employees -- are vigilant about using adequate passwords.

It Came from Outer Space

November 18, 2011

We’re already dodging falling satellites. Are asteroids next?

Taming the Social Media Frontier

November 1, 2011

Social media offers many opportunities. But to leverage them, you must manage the associated risks.

How Marketers Use Imperceptible, Emotional Appeals

November 1, 2011

How companies begin marketing to you even before birth.

ERM in Action

November 1, 2011

A four-part look on the current state of ERM, including specific ways that some companies have been able to incorporate the discipline into their strategic decision making.

America’s Deadliest Jobs

October 1, 2011

According to the Bureau of Labor Statistics, the television show “Deadliest Catch” is aptly named.

Surfing for Success

October 1, 2011

Web surfing may actually improve job performance.

Turning Invisible

October 1, 2011

Invisibility as a risk management strategy.

High Tech, High Risk: The Evolution and Impact of Cybercrime

October 1, 2011

Network security isn’t just for IT anymore. Risk managers must understand the nature of the threat.

Plan B

October 1, 2011

David Kord Murray's case for adaptive management.

Attack of the Shady RAT

September 1, 2011

A recent hacking operation demonstrates that not all breaches are about flashy headlines.

Ten Years Later

September 1, 2011

The legacy of September 11.

The View from Bermuda

August 1, 2011

Bermuda Premier Paula A. Cox discusses the business climate on the island she governs.

Foul Ball Tragedy

August 1, 2011

Take me out to the ballgame. Safely.

Captive Domicile Review

August 1, 2011

Looking at the top 20 domiciles throughout the world.

Flying the Friendly ... Zzzzzz

June 1, 2011

Why won’t air traffic controllers take naps?

Reputation Rules

June 1, 2011

Insight on how reputations are damaged and guidance on how they can be repaired.

Sticks and Stones

May 1, 2011

How your online behavior can ruin you.

Business Interruption Coverage: A True Necessity

May 1, 2011

A worthwhile addition to any risk management library.

In the Wake of the Quake: Rethinking Nuclear Safety

May 1, 2011

The Fukushima Daiichi crisis was triggered by an unprecedented chain of events but may still cause the world to spurn nuclear energy.

Managing the Risk of Fraud and Misconduct

April 1, 2011

The modern-day fraud risk management bible.

The Itsy Bitsy Spider Invasion

April 1, 2011

Could arachnophobia lead to an auto recall?

The NFL Fights Concussions

April 1, 2011

Concussions have become a big issue for the NFL.

Mystery Meat

March 1, 2011

Why Taco Bell fights mystery meat accusations.

The Science of Risk

March 1, 2011

Five labs and research centers that make the world smarter, safer and more resilient.

Steering Your Brain's Creativity

March 1, 2011

Reviewing Kevin P. Coyne and Shawn T. Coyne's latest work.

It Snows in Winter?

February 1, 2011

Adventures in snow preparedness.

Flash Foresight

February 1, 2011

Daniel Burruss sees into the future.

The Property/Casualty Market in 2011

February 1, 2011

Rates remain favorable for insurance buyers. So enjoy the soft market now—before it disappears.

The Year in Risk 2010

December 1, 2010

The Gulf oil spill and Haitian earthquake were the year’s biggest stories. But so much more happened in 2010. Here’s a rundown.


December 1, 2010

Understanding corporate transitions through lessons from Boeing.

My Other Ride Is a Robot

December 1, 2010

How can we stomp out drinking and driving and texting and driving all at once? Robot cars, obviously.

The Orange Revolution

November 1, 2010

Good Boss, Bad Boss

October 1, 2010

Every boss wants to be great. But as anyone who has ever collected a paycheck can attest, not all of them are.

Snake's Last Stand

October 1, 2010

An unnatural role reversal has mice killing snakes.

Bedbugs Bite the Big Apple

October 1, 2010

A scourge of bedbug infestations in New York City has been a nightmare scenario for businesses.

Infamous Intelligence Leaks

September 1, 2010

The publication of 90,000 Afghanistan war documents ranks alongside other epic leaks.

What Jerry Garcia Taught Me About Marketing

September 1, 2010

Who thought the Grateful Dead could teach you business lessons? Well, they can.

The End of the Internet

September 1, 2010

No one ever expected the internet to run out of space. But it almost has.

Betting on Cat Bonds

September 1, 2010

Cat bonds are increasing in popularity.

The Black Swan, Second Edition

August 1, 2010

Maybe we can't prevent blacks swans — but we can do more to live with them.

Hard Times, Soft Market

August 1, 2010

One of the only positives of the so-called "Great Recession"? A continued soft market.


August 1, 2010

What do Van Halen, The Daily Show, the 49ers and Risk Management magazine have in common?

A Neutral Corner

June 1, 2010

The net neutrality debate pits ISPs against content creators. At stake is the future of online innovation.

A Conversation with Lord Levene

June 1, 2010

Lord Peter Levene, chairman of Lloyd’s of London, discusses risk and uncertainty.

Tylenol’s Headache

June 1, 2010

Tylenol’s third recall in less than a year highlights a growing concern about product safety and quality.


May 1, 2010

No one ever liked the "take my ball and go home" kid. So why are there still so many sore losers?

The Real Enemy

April 1, 2010

The real enemy of cybersecurity may be a lot closer than you think.

Toyota's Total Recall

April 1, 2010

Can a post-recall Toyota ever regain its previously unassailable repuation in the eyes of consumers?

The Economics of Integrity

April 1, 2010

How integrity contributes to business success.

Delay, Deny, Defend

March 1, 2010

Policyholders have found that insurers don't always hold up their end of the bargain.

An Apple by Any Other Name

March 1, 2010

A battle over the iPad name is only the latest in a long line of trademark disputes for Apple.

Compensation Controversy

March 1, 2010

Lavish salaries and bonuses for bank executives continue to inspire a populist uproar.

Checking Out

February 1, 2010

What does the growing obsolescence of personal checks say about the future of money?

Aftershock: Protect Yourself and Profit in the Next Global Financial Meltdown

February 1, 2010

David Wiedemer, Robert Wiedemer and Cindy Spitzer take another look at America's precarious bubble economy.

Enjoying the Ride: The Soft P/C Market Continues in 2010

February 1, 2010

The financial crisis has made it difficult for businesses to make ends meet. But there is good news for insurance buyers who will be able to enjoy the low prices of a soft property/casualty market that shows every sign of continuing.

Fair or Foul?

December 1, 2009

The iconic Barack Obama "HOPE" image is at the center of a bitter copyright dispute.

Top Talent

December 1, 2009

Companies see more attrition after mass layoffs than they do from the layoffs themselves.

Obesity Court

November 1, 2009

With medical costs rising, several courts have ruled that employers must pay for obesity-related surgery.

Beware of Watchdog?

November 1, 2009

A new EU financial sector regulatory system faces criticism from banking and insurance groups.


November 1, 2009

By suing their fans, the Washington Redskins may have incurred the wrath of the football gods.

Building Relationships to Strengthen Risk Programs

November 1, 2009

A panel of insurers, brokers and buyers discuss how they can work together to address risk management concerns.

Think Twice

November 1, 2009

According to Michael Mauboussin, sometimes our instincts are wrong.